Transfer of Equity
You may own a property and want to add or remove another person to your title deeds, there are many reasons why a transfer of equity may occur and we are here to help you in any set of circumstances.
If you are transferring the equity in your property and have a mortgage, you must gain their consent for either adding or removing any party prior to instructing a solicitor. Once they have given you the go ahead you can contact us to take care of the legal aspects.
We will draft the necessary documents to transfer the equity and will comply with any requirements imposed by your mortgage lender. If the transfer is related to matrimonial proceedings, we can liaise with your matrimonial solicitor to ensure it completes at the right time.
You may wish to consider a Declaration of Trust at any point during a Transfer of Equity in the event you are adding another person to your property, you might want this agreement to set out your relevant shares in the property from the outset.
Contact us for a quotation and we can discuss your circumstances and answer any queries you may have.
Remortgaging Staffordshire
Remortgaging
You may decide to remortgage your home because your current mortgage deal is coming to and end or you might be releasing equity in your property. No matter the reason, you will need a solicitor to carry out the legal work for you.
We will repay your existing mortgage and secure the new mortgage over your property, acting on behalf of you and your new lender. We will check your new mortgage offer and advise if your lender has any special requirements. We can also tie in any related transactions such as purchases and transfers of equity.
It is important before you remortgage that you check with your existing mortgage lender when your current mortgage product expires, so you don’t incur any early repayment charges and that you maintain payments until your new lender has confirmed your new mortgage is in place.
Our case management system will let you track your case from start to finish to ensure your remortgage is completed swiftly.
Please get in touch for a quotation and speak to us for any advice or queries you may have.
Remortgaging Staffordshire
Buying & Selling a Home
Remortgaging
New Build
Right to Buy Scheme
Equity Release
Buying or Selling at Auction
Help to Buy ISAS
Repayment of Help to Buy Loan
Leasehold or Shared Ownership
